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Roth IRA — Portfolio Review
Retirement Fund · Index & ETF
Report generated 2026-06-01 15:32:22
Holdings Snapshot
Market Value
$188,019.10
Open Cost Basis
$169,800.00
Net Cash Invested
$169,800.00
Buys less sell proceeds
Realized P&L
+$0.00 (+0.0%)
Unrealized P&L
+$18,219.10 (+10.7%)
Total Result
+$18,219.10 (+10.7%)
Positions
4
4 up · 0 down · 0 realized outcomes
Average cost basis · Latest ingested snapshot valuation with last-trade fallback
Top Open Holdings
| Symbol | Name | Shares | Value | Open Basis | Weight | Unrealized | Realized |
|---|---|---|---|---|---|---|---|
| VTI | Vanguard Total Stock Market | 300.0000 | $81,084.00 | $75,600.00 | 43.1% | +$5,484.00 | +$0.00 |
| VOO | Vanguard S&P 500 ETF | 150.0000 | $80,932.50 | $71,250.00 | 43.0% | +$9,682.50 | +$0.00 |
| MSFT | Microsoft Corporation | 40.0000 | $17,939.60 | $15,200.00 | 9.5% | +$2,739.60 | +$0.00 |
| JNJ | Johnson & Johnson | 50.0000 | $8,063.00 | $7,750.00 | 4.3% | +$313.00 | +$0.00 |
Concentration
Top Holding
43.1%
Top 3
95.7%
Top 5
100.0%
Concentration Flag
Top holding (VTI) represents 43.1% of portfolio value — single-name concentration is elevated.
Benchmark Review Comparison
Benchmark
S&P 500
VOO proxy
Proxy Snapshot
$516.78
as of 2026-05-28
Proxy Session Move
+0.52%
Method
Deterministic review comparison
Current open holdings are repriced across the latest common ingested sessions against the benchmark proxy. This comparison excludes realized results and external cash flows, so it is not time-weighted or money-weighted performance.
Open holdings review vs benchmark proxy
5 common ingested sessions
Roth IRA
3.4%
VOO proxy
3.4%
Open holdings
+3.4%
Proxy ETF
+3.4%
Window
May 22 - May 28
Current open holdings are repriced across the latest common ingested sessions. This is a deterministic review comparison only; it excludes realized results, deposits, withdrawals, and money-weighted or time-weighted return logic.
Allocation by Type
| Type | Value |
|---|---|
| Etf | $162,016.50 (86.2%) |
| Equity | $26,002.60 (13.8%) |
Allocation by Sector
| Sector | Value |
|---|---|
| Technology | $17,939.60 (69.0%) |
| Healthcare | $8,063.00 (31.0%) |
Attention Signals (portfolio scope)
All Positions
| Symbol | Name | Type | Sector | Shares | Avg Cost | Price | Value | Open Basis | Weight | Unrealized P&L | Realized P&L |
|---|---|---|---|---|---|---|---|---|---|---|---|
| VTI | Vanguard Total Stock Market | etf | — | 300.0000 | $252.00 | $270.28 | $81,084.00 | $75,600.00 | 43.1% | +$5,484.00 | +$0.00 |
| VOO | Vanguard S&P 500 ETF | etf | — | 150.0000 | $475.00 | $539.55 | $80,932.50 | $71,250.00 | 43.0% | +$9,682.50 | +$0.00 |
| MSFT | Microsoft Corporation | equity | Technology | 40.0000 | $380.00 | $448.49 | $17,939.60 | $15,200.00 | 9.5% | +$2,739.60 | +$0.00 |
| JNJ | Johnson & Johnson | equity | Healthcare | 50.0000 | $155.00 | $161.26 | $8,063.00 | $7,750.00 | 4.3% | +$313.00 | +$0.00 |